Understanding ‘Disposable Income’ and How This Will Impact Your Mortgage Approval

SELLER CURRENTLY OFFERING 2-1 BUYDOWN COSTS FOR BUYER'S INTEREST RATE! The space here has been maximally utilized with not only 5 bedrooms but a loft, bonus room, 2 living rooms, a dining room, 3-car garage, split primaries (separate downstairs with a full bathroom), and all walk-in closets. The open floor plan flows seamlessly into the kitchen: a chef's dream. Granite counters that elegantly contrast the wood cabinets, double ovens, breakfast bar, complete with an oversized walk-in pantry. Interior has been recently painted white. Spend evenings in the low-maintenance, backyard relaxing under the pergola. Within walking distance you'll find the community park (reach out for neighborhood amenities). Close to HWY 24, great schools, shopping, dining, groceries, gas, etc.

This beautifully upgraded and spacious home located in the master planned lake community of Estrella is a must see! Located less than a mile from just one of the community's amazing clubhouses, with inclusive 2 story gym and impressive pools, you do not want to miss out on this opportunity that is priced incomparably! This home is truly in immaculate, like new condition and has been upgraded with no expenses spared. The 1st floor primary bedroom is a massive retreat with a spa like ensuite and huge walk-in closet! High end upgrades throughout the home such as new plush carpet, custom shelving/storage, fresh paint, new ss appliances, wood plank flooring are just a few to name and that doesn't even begin to describe what's been done to the huge backyard oasis! The artificial turf, garden and fruit trees, make you feel like you are living more in a resort than the desert...all the greenery and no mowing! What's the best part of owning this enormous home full of upgrades and turn key? The solar savings will make you feel like you can have all the space, without the high electric bills!

Huge price drop! Corner lot! NO HOA! This fantastic 4 bedroom, 2 bath home is located in a quiet North Phoenix neighborhood off Tatum & Bell. The home features vaulted ceilings and tile and engineered wood floors. The kitchen features espresso cabinets, granite counters, and a large island with a breakfast bar. It also features a gas stove and a stainless steel refrigerator. The master bath features a beautiful master shower with tile, glass door, and 3 showerheads, a vanity with dual sinks and granite countertop, and a walk-in closet. You will love the pebble tech pool, covered patio, and misting system. The garage is large with attached cabinets. The home has an easy to maintain desert landscape with a drip system. It has been freshly painted and is ready for you to move in

Welcome to this stunning 4 bedroom plus a den, 2.5 bath, heated pool and spa, owned solar, absolutely incredible home. Once inside you'll notice updated plank flooring throughout the main living areas, beautiful carpet in the bedrooms, a massive size kitchen with white cabinets and commercial size fridge, along with a butlers pantry. Step outside to your own oasis with a large covered patio, heated pool and spa, fire pit, and separate seating area. Newer AC units and paid off solar. This home is perfectly situated near the 303 and i10 freeway making it easy to access all the best restaurants, shopping, and hang out spots.

Explore this dynamic Townsend home, ready for quick move-in! Included features: a covered front porch; a quiet study and convenient powder room off the entry; an expansive great room with center-meet patio doors; a gourmet kitchen showcasing 42'' cabinets, quartz countertops, stainless-steel appliances, a large island, a walk-in pantry and an adjacent nook; a formal dining room; an eye-catching primary suite offering additional windows, a walk-in closet and a private bath with double sinks; two secondary bedrooms; a shared hall bath; a convenient laundry and a welcoming covered patio. This home also boasts dramatic 10' ceilings, a tray ceiling at the entry, wood laminate flooring, cultured marble bath countertops, front yard landscaping and concrete pavers at the driveway and walkway.

Move-in Nov. 2024!!! - Welcome to Edgewood, a charming community by K. Hovnanian Homes, conveniently located just south of AZ-24—perfect for both commuters and weekend adventurers. This beautiful Pasadena plan offers a spacious split floor design with 4 bedrooms, 3 bathrooms, and an additional office or flex room for extra versatility. The great room, with its vaulted ceilings and large sliding doors that open to the backyard, is ideal for entertaining. The home's interior is thoughtfully designed with our Loft-inspired ''Looks'' collection, featuring sleek grey cabinets, quartz countertops, elegant tile, and nickel hardware throughout. Don't miss the opportunity to own this newly completed home! Up to 6% of Loan Amount can be applied towards closing cost and/or short-long term interest rate buydowns when choosing our preferred Lender. Additional eligibility and limited time restrictions apply.

Almost complete! CORNER LOT! This Pasadena split plan home includes 4 bedrooms, den and 3 baths. Designed with our beautifully curated Classic inspired interior selections. The open great room features a stunning vaulted ceiling and a multi-panel slider that opening to the large patio and backyard perfect for indoor/outdoor living. The kitchen features grey cabinets with satin nickel hardware, sparkling quartz counters and beautiful pendant lighting over the island. The den is ideal for working from home or a quiet retreat. The primary suite includes a generous walk-in closet and a resort like bath with free-standing soaking tub and large shower. This home is not to miss, plan your visit today!!! ^^Up to 6% of Loan Amount can be applied towards closing cost and/or short-long term interest rate buydowns when choosing our preferred Lender. Additional eligibility and limited time restrictions apply.

MLS#6728893 November Completion! Experience modern living at Parkside Los Cielos with our 40-3 floorplan—a two-story sanctuary boasting 5 bedrooms and 3 baths. The open design seamlessly connects the dining room, kitchen, and great room. For added privacy, a bedroom and bathroom are situated at the front of the home. The second floor features the primary bedroom, complete with a spacious walk-in closet, shower, and dual vanities, along with three additional bedrooms. Embrace a lifestyle of comfort and elegance in your new home.

Up to 3% of base price or total purchase price, whichever is less, is available through preferred lender. Ready for immediate move-in, this elegant home features 3 bedrooms and 2.5 baths, including a Jack & Jill bath. Enjoy the AV built-in, a den with double French doors, 8' interior doors, and 10' flat ceilings. The owner's bath offers a framed low-threshold walk-in shower with a seat. Additional highlights include a rear extension, 2+ car garage, gas stub & outlet package, a 36'' stainless gas cooktop, wall oven/microwave, chef luxury cabinet layout, and upgraded flooring, cabinets, countertops, and surrounds.

Welcome home to the Remerton floorplan. Featuring a full bedroom bathroom downstairs, two of the secondary bedrooms have private ensuite bathrooms. A formal foyer and hall is the perfect centerpiece for family photos or your art collection. The entrance hall then leads you to the expansive open concept kitchen and living space ideal for holiday gatherings. Whip up some mouthwatering recipes in the open kitchen featuring an impressive walk-in pantry and dedicated breakfast nook. Upstairs bedroom 2 features an ensuite bathroom, making this plan perfect for multi-generational families. An upstairs loft creates the ideal location for family game night! 3 car tandem garage and no homes behind you and stunning mountain views are the cherry on top! This home is ready for a 30-day close of escrow

Stunning Home in a Premier Golf Course Community! Don't miss this rare opportunity! Nestled in a peaceful cul-de-sac, this exceptional home is a true sanctuary for those seeking luxury and comfort. Key Features: Spacious 3-Car Garage: Plenty of room for vehicles and storage. Backyard Oasis: Enjoy your private retreat with a sparkling pool, lush grassy area, and a covered patio perfect for relaxation and entertaining. Bright and Open Floorplan: Designed for modern living, the generous layout is filled with natural light, creating an inviting atmosphere for gatherings and everyday life. Gourmet Kitchen: Cook and entertain in style with stunning granite countertops, a large island, and top-of-the-line stainless steel appliances. Main Floor Convenience: A versatile den and a full bathroom on the main level offer added flexibility for guests or a home office. Expansive Upstairs Loft: Ideal for recreation or relaxation, this large loft leads to a spacious balcony with breathtaking views of your private pool. Luxurious Master Suite: Retreat to your master ensuite, featuring dual sinks and dual walk-in closets, providing ample space for all your essentials. Updates Include: HVAC (2023), Hot Water Heater (2022), Pool Pump (2023), Roof (2019) Prime Location: Enjoy easy access to shopping, dining, and the freeway, making your daily commute a breeze. This home is a perfect blend of elegance and functionality Come see this home and step into your dream lifestyle!

OWNED SOLAR ~ Golfer's Dream Home encompassing Post-Card like Panoramic Views; Imagine Resort Backyard ~ Extended Covered Patio, Pavers, 2 BBQ Grills with Seating. Relax ~ Stargazing from Hot tub & Cozy Firepit on 4th Fareway of Troon, Niklaus Design Premium Golf Course. Tray Ceiling in Entry welcomes you to Triple Slider ~Captivating Views of the Estrellas. Kitchen boasts Granite, Attractive Backsplash, Gas Cooktop, Double Ovens & New Lighting! Enjoy, Low Elec Bills, 3 Car, Cen Vac, Tankless HWH, RO, WS, Shutters & Blinds, Various New Lighting, Faucets & Fans! Estrella ~50+miles Hiking, Biking trails, 35+ Parks, Waterpark, Splashpads, Heated Pool, 2 lakes: Boating, Fishing, Tennis, Pickleball, BB, Volley. Award Winning Goodyear: Rec Campus & Civic Square, Amazon, Boeing, Microsoft Estrella has amazing HOA amenities included in your low HOA dues! 50+ Miles of Hiking & biking trails, 35+ parks, waterpark, heated pools, Lap Pool, 2 Lakes, Yacht Club with free resident boating, fishing, Troon, Niklaus golf course, tennis, pickleball, basketball, volleyball, horseshoe pit, covered BBQ ramadas and pavilion, playground equipment, splashpad, BMX park, sporting fields, just to name a few of the Incredible Amenities. Starpointe Residents' Club offers incredible, gourmet lakeside dining at Lakeside Grill Estrella, as well as: weekend brunch, happy hour on the patio, gazing at unsurpassed sunsets. Starpointe is second to none: complete with a waterpark, heated lap pool, cafe, library, fitness center, youth club, meeting rooms for rent.Enjoy a family Wedding or Reunion at Starpointe's event rooms or lawn gazing to the spectacular fountains and the glistening lake. HOA features community events at both Clubhouses! Also included in your dues, Presidio Residents Club featuring a year-round heated pool with splash pad, outdoor showers, mountain views, beautiful social space, sports/ recreation game room with pool table and multiple TVs, great room with fireplace, demonstration kitchen, event lawn, fire pits to relax by, 3400sf, state of the art fitness center, community game/entertainment room perfect for sporting and family gatherings located in Presidio Club. The Cantina, Mexican Restaurant has incredible Mexican food, all fresh braised meats with homemade salsa, sauces, dressings made in house. Cantina includes TV's to watch sporting games, a beautiful patio with amazing views and also hosts free music entertainment! Join in on organized activities via the HOA, some included at no cost, others a minimal fee. Two picturesque lakes, and beautiful backyard displaying one amazing sunrise and sunset after another, are just a few of the reasons to choose this magnificent home. You name it! Estrella is known to be the best value out there when comparing HOA amenities and costs! It's the ideal place for young professionals, singles, active families, and retirees with convenient access to Route 303, I10 and 101. Estrella located in Award Winning Goodyear, named number seven Best US Cities to Live by 24/7 Wall Street. Goodyear was the recipient of prestigious national awards in 2008: All American City Award and the National Civic League and City Livability award from the US Conference of Mayors. Goodyear's focus is on Commerce, Livability, Healthcare and Education. Goodyear was also named #22 in the best 100 cities to reside. New Goodyear Civic Square, showcasing wonderful New Georgia Lord Library, City Offices, City Square for outdoor events, music, plays, etc! There is room to Grow for Goodyear to add around the Civic Square more Restaurants and Retail. Goodyear Recreation Campus Now Open! Multiple Sporting Parks including popular Pickleball, Fitness, BB Court, Tech Room, Water Park, Swimming Lessons! Community Events, Classes, & Celebrations. Goodyear's Largest Christmas Tree Displayed! In addition, many companies that have made Goodyear their home: Amazon, Microsoft, Boeing, Ball Corporation, Aldi, Macy's, Wolf - Subzero, Huhtamaki, REI, Dicks Sporting Goods, Ferrero Rocher, Anderson Windows, Fed EX, UPS, Hobby Lobby, Data Tech Centers! Goodyear has a commitment to bringing industry into the area for local job growth. Sports fans flock into Goodyear watching games at Goodyear Ballpark, home of Spring Training for Cleveland Guardians and Cincinnati Reds. The Goodyear ball field also partners with the community for incredible festivals, as well as for graduation and city events. Many travel from all over the US and other countries to be cared for at the Cancer Treatment Center of America (now City of Hope) located its Western Regional Medical Center within the city's Medical Innovation Corridor of Goodyear! Goodyear is education focused and now the home of Franklin Pierce University and Columbia University. Make Goodyear and this Stupendous home your new full-time home or perfect winter retreat!