What’s Ahead For Mortgage Rates This Week – November 14, 2016

Surrounded by stunning natural beauty, this luxuriously customized executive home is truly a rejuvenating sanctuary. Located in the private gated neighborhood of Sonoran Vistas, unspoiled by city sounds or lights. Sweeping views of majestic mountains and unspoiled desert spaces. Mere minutes away, this desert retreat transforms into the world-class Jack Nicklaus-designed, Troon-managed Golf Club of Estrella, a Golf Week Magazine ranked Top 20 course in Arizona. Add in community fitness centers, pools, pickleball courts, tennis courts, and an upscale restaurant. Not to mention a grocery store, Starbucks, and even an urgent care facility. You would just never know it when you're home in your sanctuary. Inside your personal retreat is upgrade after upgrade - with no expense spared in creating this executive sanctuary. It's truly one of a kind because the owner is a professional home builder. Your new home is just fifteen minutes from the 1-10 Freeway and 25 minutes to downtown Phoenix. Retreat to your stunning, private custom executive home surrounded by breathtaking views of the Estrella Foothills and natural desert. The breathtaking views are matched by the beauty of the home's clean, modern lines. It is beautiful inside and out, including a fully equipped casita for next generation living, sparkling pool, 12-person spa, and a three hole putting green in the back. In a word, think luxury. Gourmet kitchen, expansive Italian tiled gas fireplace, marble floors in the master bath, custom built cabinetry in the master walk-in closet. The carpet is so upgraded that if you stain it, the manufacturer will replace it. Stunning custom lighting and hand made doors that soft close. There are washer/dryer hookups in three places, including the primary closet! Take a 3-D walk-thru of this 4 bedroom, 3 1/2 bath, 3,671 sq. ft. sanctuary to see it for yourself. The Design of the Home Open the custom front door to experience the stunning entry with its sparkling chandelier, the see through mountain views, high ceilings and clean, modern lines draw you into the home. To the left, the formal dining room radiates and reflects rainbows of light, from the linear glass chandelier to the walls made of EuroLuxe modern glass, complete with custom EuroLuxe modern glass and iron sliding doors with soft close. To the right, the gourmet kitchen features upgraded appliances including a Frigidaire Professional refrigerator and freezer, two stainless steel dishwashers, a six burner gas cooktop with a double oven and pot filler, and a walk-in pantry. Step further into the great room with its 14 ft. high ceiling, your eyes are drawn to the stunningly expansive six foot long gas fireplace faced in imported Italian oversize tile. The flooring blends seamlessly throughout the home, looking like wood but actually is oversized ceramic tile planks. On warmer days, electronically controlled sunshades lower on the patio to keep the interior cool. Past the sparkling glass of the formal dining room is the powder room. Then, the main laundry, outfitted with a large stainless steel sink, ample built-in cabinets and a GE Profile Washer and Dryer with their sleek design and smart technology. Down the hall, enter into the spacious primary suite through a EuroLuxe Iron French door with fluted privacy glass for a place of refuge to nestle into at the day's end. Take your shoes off and enjoy the plush premium carpet, or put your feet up in front of the 42gas fireplace. Then, enjoy the rejuvenation the primary bath offers including cool, clean marble floors, an expansive walk-in shower with two 12 x 12 rain showerheads and two hand-held body sprayers, or take a long soak in the free-standing tub. When it's time to change into something more comfy, enjoy the convenience of custom built closets, drawers, and storage systems, plus the opportunity to toss your dirty clothes into a stackable washer/dryer in the closet (hook-ups included, not appliances). And, when it is time to get ready the next day, dual vanity sinks with quartz countertops, and a floating vanity makeup station make sharing the bathroom a breeze. Walking towards the East Wing of the home, a powder room is conveniently located for guests. Further down the hall, Jack and Jill bedrooms are luxuriously equipped with premium carpet, remote controlled ceiling fans, connections for computers or gaming, and large walk-in closets with built-in storage organizers. The Jack and Jill Bathroom includes two floating vanities (one for each room), under cabinet lighting, and a large tiled shower with a sliding glass door. The casita sits on the east side of the expansive back yard. It is fully independent from the main home, with its own HVAC and thermostat control system. The casita provides all of the amenities needed for next generation living, guests, or even an exceptional home office. For great entertaining, the casita boasts an indoor/outdoor bar that opens to the pool area. The bar opens with an roll up window (think garage door vibe) that opens onto the outdoor bar top. Inside the casita, the full kitchen makes independent living, extended stay guests, or backyard entertaining a joy. A dishwasher, microwave, sink, cabinets, and counter depth fridge complete the kitchen. The casita's bathroom features a designer shower with a 12 rain head and a hand-held body sprayer. The designer floating vanity offers flexibility and the upscale under cabinet lighting delivers extra ambience. In the closet of the full bedroom, a hookup for a stacking washer and dryer complete the independence of this next-gen casita. Your Outdoor Oasis Stunning desert views plus full, mature landscaping with tropical plants and trees. Whether for a barbecue, swimming, relaxing poolside, rejuvenating in the jetted spa, golfing on your own putting green, or stargazing, your backyard is a beckoning outdoor sanctuary. The backyard oasis showcases over 5,000 sq. feet of lush artificial green grass - premium 105-ounce turf covering (16 yr. mfg. warranty) that always looks pristine and never needs care. The expansive covered patio is accentuated by premium 2 x 2 porcelain pavers and cozy seating areas. Three electric, retractable solar shade screens are remote control operated for immediate shade options on hotter days. Golf enthusiasts can hone their putting skills from the comfort of their own backyard with the custom three-hole putting green. A stunning 3 x 7 ft. outdoor gas firepit and conversation area creates the perfect place to unwind as the night sky emerges in all its unhindered glory. The 17 x 20 ft. covered aluminum patio makes outdoor cooking and dining a breeze, keeping it cool with a 84 ceiling fan. The area is fitted with a gas BBQ hookup, recessed can lighting, and power outlets. For complete relaxation, the oversized 6 x 10 ft., 12-person jetted spa spills its waterfall down into the 15 x 32 ft. Pebbletec pool, creating a sparkling invitation to peaceful relaxation in a hot tub or a cool pool. Whole Home Details This highly upgraded home includes: 15 x 44 Oversize RV garage with (1) 220 V 50 amp, (1) 220 V 30 amp, (1) 120 v 20 amp Shore Power. RV Panel, automatic garage door opener, and LED lights with metal grid covers. 2 Car garage includes automatic garage door opener, (2) 220 V 50 amp outlets for EV charging. Oversize Olsen Infinity Plank Driveway Pavers for durability. Whole house audio with surround sound audio in the main living area, structured wiring, and an equipment rack in the primary bedroom closet. All bedroom, entry and passage doors are solid core construction with premium modern latch handle hardware. All wood doors are 8 ft. tall. An upgraded whole home water softening system by Elite Water. (2) 50 Gallon automatic storage water heaters. York Heating and Air Conditioning systems. Commercial grade fire sprinkler system Exterior & Garage Oversize landscape rock and 4 x 6 ft. premium porcelain tile entry pads with pathway lighting. 13 Premium Coronado Pro Ledge Hand Stacked Stone exterior columns. 8 Lorex Security Cameras, 16 channel, hard wired, smart security lighting, 2-way communication, and motion detection. Proper Guard Home Security System, controlled by 2 wall mount digital key pads and remote app - all contacts and connections are hard wired. Closed cell spray foam roof for energy efficiency, (1) 4 x 8 EuroLuxe Modern Iron Pivot Front Door w/ tinted glass, (2) 6 x 8 EuroLuxe Modern French Doors with fluted privacy glass, (1) 3 x 8 EuroLuxe Modern Iron Door in Casita and (1) Indoor/Outdoor roll up garage door in Casita (1) 12 x 14 (RV) and (1) 8 x 16 (Car) premium automatic garage doors with black frames and white privacy glass. 3 (5 ft.) modern MOD exterior decorative garage lights 8 x 16 oversized block exterior fence wall with stucco finish and matching house/wall paint Your Community The Estrella community is located 25 miles from downtown Phoenix. Homeowners enjoy quick, 15-minute access to the 1-10 Freeway and all of the amenities of a great city, but treasure the moment when they cross the Gila River and climb up into the Estrella Foothills, where the city fades from sight, and the natural beauty of the desert abounds. Estrella is a lakeside mountain oasis nestled in the Sierra Estrella Mountains in the Sonoran Desert Valley. The community has a small-town feel, great schools within walking distance, and offers more than 500 acres of parks and open spaces, including 72 acres of lakes for boating and fishing, reduced rates for golf, trails for hiking, and two well-appointed residents clubs with restaurants, fitness centers, pools, a heated lap pool, a waterpark, sport courts, ramadas, grills, fire pits, fitness classes, and more. Ownership in Estrella also includes access to complimentary sailboats and paddleboats.

This amAZing TW LEWIS WATERFRONT home in the desirable community of EMBARCADERO at Ocotillo features one of the most popular open floor plans & sits on a 1/2 acre lot. The front & backyards are meticulously landscaped and inside shows like a model home. Gourmet kitchen features huge island with stunning stone, SS upscale appliances. 4 large bedrooms, 3.5 bathrooms & a spacious media room or office. The main suite is a luxury retreat featuring an oversized bathroom, incredible shower, separate soaking tub, & walk-in closet. Bathrooms have been remodeled so they are stunning. The backyard is a tropical paradise featuring a heated pool, gas firepit, gazebo, grill, & mature trees for added privacy. 4 car garage! Close to golf, freeway, shopping, & restaurants! Ask for appt today

This impeccably built residence blends modern craftsmanship with coastal-inspired charm in the highly sought-after Arcadia neighborhood. As you step inside, you're greeted by a grand foyer and high ceilings setting the tone for the home's thoughtful design. The spacious eat-in kitchen features an oversized island, granite countertops, stainless steel appliances and custom cabinetry. The light-filled family room offers a cozy fireplace, built-ins and sliding glass doors that lead to a patio and spacious backyard. On the main floor, you'll find a versatile guest room or office with a full bath, providing flexible space for any lifestyle. Upstairs, the home boasts three generously sized bedrooms, including a master suite with views of Camelback Mtn. The master suite is a true retreat, featuring a luxurious soaking tub, separate shower, and a walk-in closet with a custom closet system that provides ample storage. The corner lot's mature landscaping creates a welcoming curb appeal, while the home's prime location keeps you connected to the best of Arcadia living including LGO, Kachina Park, the canal, and top-rated schools in the Hopi district.

Coveted 4-car garage home in McDowell Mountain Ranch 24-hour guard gated Cimarron Hills. Remodeled bathrooms and kitchen with gorgeous views of the McDowell Mountains and city lights! Charming entrance with dramatic 12' ceilings , hand-scraped wood floors, custom detailed mosaic tile medallion in the entry way. Elegant living room with stunning stacked stone fireplace adjacent to an Inviting dining room w/ beamed ceilings and overlooking the McDowell Mountains. Updated kitchen featuring granite counters, gas cooktop, large island, pantry, double ovens and built-in microwave. Opens to the family room. The split floor plan offers a generous-sized primary suite with remodeled bathroom adorned with granite double vanities, stone shower, new tile floor, jetted soaking tub surrounded by platform, and his & her spacious closets. Additional rooms include an office and a flex room for home gym, second office or another bedroom. 2020 Trane multi-stage AC units. Two spacious bedrooms w/ jack-n-jill bathroom and walk-in closets. Extended covered patio with pavers, built-in BBQ, outdoor bar top w/ refrigerator, and professional landscape lighting. Gorgeous pool with elevated water fountains, stone accents, and a heated spa that spills into the pebble tech pool. Multiple sitting areas. Enjoy the sunsets from this backyard retreat. Don't forget the 4 car garage! Cimarron Hills offers a heated negative edge pool, spa, fitness center and tennis courts. Only minutes to West World, entertainment/events, fine dining, golf, hiking trails, and much more. Award-winning McDowell Mountain Ranch has a large range of luxury amenities within the community and nearby including two community parks featuring Pickleball, heated pool and spa, splash pad, basketball court, large grass area, and tennis courts. McDowell Sonoran Preserve and Trail system, McDowell Mountain Golf Club, City of Scottsdale Aquatic Center, library & schools and so much more...! Come fall in love with this community, then fall in love with this house.

Fabulous newly renovated home in the the coveted community of Desert Cliffs in McDowell Mountain Ranch! This one has it all starting with a gated community that is perched on the slope of the McDowell Mountains. Enjoy picturesque sunsets from the patio, the pool, the spa or the deck off the Owners Suite. Spacious floor-plan with formal living and dining, Large CHEF Level kitchen with huge waterfall island, cook-top with concealed exhaust hood, 64 inches of S/S Fridge, wine chiller and hidden Butler Pantry. Custom accents galore in this fresh remodel, MASSIVE custom fireplace entertainment wall, beautiful ''Mohawk'' Laminate Flooring, custom staircase, Bonus Room and loft, 4 bedrooms and 2 full baths PLUS the enormous Owner Suite with 3 walk-in closets and SPA level Bath Suite!

Located in the highly sought after guard-gated community of Troon Village, this beautifully updated home offers an exceptional value amidst neighboring $2M+ properties. Tucked away at the end of a quiet cul-de-sac, the home boasts unobstructed views of Troon Mountain, providing the perfect backdrop for breathtaking desert sunsets. The open-concept, split floor plan features a private primary suite on one side and three spacious secondary bedrooms on the other, plus a versatile office/den that frames stunning mountain vistas. The remodeled kitchen includes a 6-burner Wolf cooktop, new quartz countertops, stainless steel appliances, and a large walk-in pantry. The backyard has a large covered patio with a built-in BBQ, prep sink, and a heated pebble tec pool and spa - ideal for both full-time residents and lock-and-leave buyers. Additional highlights include an oversized 3-car garage with ample storage and updated hardwood floors in the bedrooms. Opportunities at this price point in Troon Village are rarely available, so schedule your private tour today!

Simply the best! Welcome to this stunning, move-in-ready Paradise Valley home where timeless elegance meets modern convenience, all set against the backdrop of breathtaking Mummy Mountain views. The thoughtfully designed master split floor plan offers spacious, comfortable living with stylish upgrades throughout. Inside, you'll find all-new features, including custom cabinetry, French oak flooring, porcelain tile, and a seamless blend of granite and quartz countertops. The large sliding doors flood the home with natural light, inviting the beauty of the lush backyard into your living space. Perfect for entertaining or quiet evenings, the indoor-outdoor flow sets the stage for memorable moments. The backyard is an oasis of relaxation with a newly resurfaced pebble-tech pool, updated pool equipment with a heater, and professional landscaping complete with irrigation and lighting. The home's energy-efficient updates include a new roof, HVAC systems, and an Energy Recovery Fresh Air Ventilator, ensuring a clean and comfortable environment year-round. Located in a prime Paradise Valley neighborhood, this home offers proximity to top-rated schools, trendy shops, and restaurants, with convenient access to the 51 and 101 freeways. Move right in and start enjoying the best of Arizona livingthis gem has it all!

Nestled in scenic Cave Creek, this exceptional estate offers 8 bedrooms, 8 bathrooms, and an array of equestrian amenities. With 12 horse stalls w paddocks, a dressage arena, wash stalls and a training arena, it's a haven for horse enthusiasts. This home boasts a chef's kitchen, luxury appliances, split guest quarters with separate grand entrance, and captivating mountain views. Beyond the immaculate pool and lush landscaping, you'll find privacy and tranquility. Your equestrian dream begins here.

Step into your dream oasis nestled within the prestigious Orchard Estates of Queen Creek. This magnificent home is a haven for those who relish outdoor adventures and luxury living. With 5 bedrooms and 6 bathrooms, including a basement, this estate offers an unparalleled level of comfort and space. As you arrive, you're greeted by a 3-car attached garage, perfect for storing your vehicles and outdoor gear. But that's just the beginning - the property boasts a 1,750 sqft insulated and cooled shop, complete with upgraded electrical service, ensuring ample space for all your outdoor toys and projects. Enter the grand great room, where a stunning fireplace serves as the centerpiece, accentuating the bright Mediterranean-inspired decor. The chef's kitchen is a culinary marvel, equipped with a double drawer beverage refrigerator, built-in double tap kegerator, warming drawer, gas stove, and a generously sized walk-in pantry, ideal for hosting unforgettable gatherings. Retreat to the master suite, where luxury knows no bounds. Indulge in the spa-like shower, his & her walk-in closets, and a romantic fireplace, creating a serene sanctuary to unwind after a long day. Descend into the basement, where possibilities abound. Whether it's a large craft room for your hobbies or a wet bar in the rec room for entertaining guests, this space offers endless opportunities for relaxation and recreation. Step outside into the expansive backyard, where paradise awaits. Take a dip in the sparkling pool, gather around the firepit for cozy evenings under the stars, or cultivate your own garden oasis. This home offers modern conveniences abound, with features like central vacuum, Control4 automation, and a tankless water heater, ensuring that every aspect of your home is both efficient and luxurious. Don't miss your chance to own this exceptional piece of paradise!

Welcome to this truly special Optima Camelview 3 Bedroom 2 Bath 1944 SF showstopper! This breathtaking property underwent a complete remodel by the impressive Wild Development Design & Renovation team. Simply a must see in person, you will be awed from the moment you walk inside by the abundance of floor-to-ceiling glass windows, gorgeous & spacious open kitchen/bar and well laid out living/dining spaces. This property boasts a rare two private patios (one off of the living room & one off of the master) - both featuring lively city & lush landscaping views. The spacious master suite is separate from the two guest bedrooms and offers a custom closet, soaking bath & roomy shower. Both guest rooms have multiple walls of glass and are light & bright. Walk-in laundry room. Two side by side premium private parking spaces, one with tesla/electric vehicle charging. All found within the luxurious Optima Camelview Village, with it's unbeatable location & state of the art architecture/amenities. Amenities include: Two Outdoor Zen Pools, Spas & Bbqs One on each side of the community (heated year round). 24,000 sq. ft. Fitness Center (Recently Remodeled). Mens & Womens Locker Rooms w/ Steam Rooms, Showers and Private Lockers. Indoor Lap Pool & 2 Spas (Heated year round), On-site concierge, Putting green, Hybrid Basketball / Pickle-ball Court, Racquet ball court, On-site restaurant (metropolis), conference room, 24/7 Security, Reservable party room and multi-purpose fitness/yoga room.

Luxury Living starts here in N. Scottsdale's highly acclaimed Optima Kierland Tower! Urban walkability & State of the Art Amenities make this the ultimate find! Rare 3/bedroom, 3/bath, NE corner end unit of the 3rd Floor. Picturesque Mountain Views, Floor to Ceiling Windows & Sliding Wall of Glass open to a large Covered Terrace. The expanded 2018 sf floor plan offers a spacious design combining the kitchen, living and dining spaces seamlessly together for the ultimate in open concept high-rise living. Feature wall with linear gas fireplace and custom mantel. Sleek kitchen design with flat-panel cabinetry, custom sliding shelves, Bosch SS appliances, gas cooktop with custom vent hood, granite countertops and prep. island w/breakfast bar seating. Generous split floor plan enjoyed with two primary suites with en-suite baths; one oversized with seating area; both having spacious walk-in closets. The 3rd guest room offers a built-in Murphy Bed perfectly suited for an office/guest suite. Exceptional Extras Include: Sliding wall of glass, motorized shades throughout, primary suite blackout shades, primary bath spa shower, upgraded custom lighting, WiFi thermostats, outdoor tile patio, 2-gas stubs for outdoor bbq and firepit, and more. **Includes 2-parking spaces conveniently located just across from the elevator, as well as a separate Storage Unit.** Gorgeous views of the McDowell Mountains start from your unit and continue from the rooftop pool and patios with breathtaking views, rooftop running track, BBQ areas, TVs, spa, sauna, plunge pool, steam room, & entertaining areas large and small. On the main level, enjoy all the luxurious amenities you could ask for including state of the art fitness center, massage and spa, locker rooms, indoor sports courts including pickleball, basketball, and racket ball, plus party room, coffee bar, gaming room, ping pong and pool table, virtual golf, media area, numerous indoor and outdoor entertaining spaces, and even a shaded dog park with bathing and water stations. Urban walkability is ideally situated right across the street from Kierland Commons & Scottsdale Quarter for luxury shopping, dining and entertainment. Plus, you're minutes from the 101, Scottsdale Airpark, TPC Scottsdale, and WestWorld.

Here is a rare opportunity to own in the highly desired and gated Equestrian Manor. With slump block construction, this is a very solid build. The Roof was replaced in 2022. This functional floorpan offers 2 fireplaces, a wet bar and high ceilings in the family room, spacious eat in kitchen, wood shutters and more. Given this property is nestled at the end of a cul de sac on 0,81 acres, with a circular driveway, and sparking pool/ jacuzzi, it provides a great space for entertaining family and friends. This home is being sold AS-IS.