What’s Ahead For Mortgage Rates This Week – September 19, 2016

Welcome to your dream home! This stunning property features a main residence (3,525) with 4 bedrooms, 4 bathrooms, great room, a versatile bonus room, a cozy den/office, and a 4-car garage. Enjoy the outdoor oasis with a sparkling pool, garden areas, and views of the San Tan Mountains. Guests will love the 1,034 sqft casita, complete with a modern kitchen, great room, and bedroom w/ walk-in closet w/ stackable washer and dryer and 2 bathrooms. This private retreat is perfect for hosting visitors with their own space. Bring your horses to this charming neighborhood with ample space to add a sports court or other additions. It's the perfect blend of country charm and modern convenience. Close to Queen Creek shopping/dining. Freshly painted, come see!

Experience true luxury living at the Biltmore Fairway Lodge in this tastefully renovated condo. This 2 bed /2.5 bath + den has undergone a full interior remodel in 2022 . Every fixture meticulously chosen & over $600K in upgrades! Soaring high ceilings creates a stunning home with open living space complete with a premium chef's kitchen-luxury appliances include Wolf dual fuel range ,Subzero freezer/fridge drawers , Thermador refrigerator & wine cooler and Cove dishwasher. Spacious master w/ private balcony and incredible mountain views. Modern onsite amenities include heated pool & spa, fitness center & round-the-clock security with onsite management.

Rare Opportunity to Own a Quintessential Home in The Boulders- The Sonoran Desert's Best Golf Community. Nestled on a tranquil cul-de-sac lot, this impeccably remodeled home in The Boulders backs to NAOS and offers exceptional privacy, and breathtaking mountain views. Professionally designed desert landscaping, enhanced with outdoor lighting surrounds the property. Custom built-in BBQ, fireplace, view fencing to NAOS creates a serene outdoor oasis. Step inside to enjoy the stunning recent upgrades ensuring turn key living: Every surface has been Fully remodeled, new interior & exterior paint, brand new energy efficient windows. Soaring ceilings and abundant natural light fill the spacious living room, highlighted by a fireplace that sets the perfect setting for relaxation. The chef's kitchen is a standout, granite countertops, marble backsplash, stainless steel appliances, gas cooktop, and double ovens, cozy fireplace, ideal for both everyday meals and entertaining. The luxurious primary suite offers a stunning, fully remodeled bathroom with dual vanities, custom cabinetry, dual entry gorgeous tiled shower, a luxury tub with tub filler, skylight, two walk-in closets. Secondary Ensuite Bath has been fully remodeled with gorgeous walk in, tiled shower with beautiful windows & natural light. Powder bath remodeled with custom cabinetryThis home truly captures the essence of desert living with elegance, comfort, and privacy. In addition to sitting on the best lot, you will enjoy the amazing lifestyle this home & community offers. This fully remodeled luxury property is located in the Desert Ridge area of The Boulders Resort Community (see map under Documents Tab). This luxurious neighborhood is located in the southeastern corner of this master-planned development. Residents of the Desert Ridge area of the Boulders Community, enjoy easy access to world-class spas, golf courses, tennis and pickle ball courts and shopping destinations in North Scottsdale, Carefree, and Cave Creek. The area's natural beauty, vibrant sunsets, and nearby hiking trails make it an ideal setting for outdoor enthusiasts. The Clubhouse is just a short walk from this home. Residents can enjoy dining at the Grill Restaurant at the Boulders Golf Clubhouse, and enjoy sweeping views of the 18th hole fairways. Championship golf, tennis, pickle ball, 33,000 sq. ft. luxurious spa, and exclusive services & social activities await in this dramatic setting situated on over 1,300 acres of Sonoran Desert foothills, with panoramic views of 12-million-year-old boulder formations. The Boulders Resort and Golden Door Spa, named one of America's Top Resorts, is a key feature of this stunning enclave nestled between Scottsdale and Carefree. The resort features two exceptional 18-hole golf coursesone designated for private member use and the other for guests. These courses are renowned for their impeccable maintenance and breathtaking desert landscapes, consistently earning spots on Top 100 lists nationwide. Golf memberships are available for purchase, and membership information can be found in the documents tab. Families in the Desert Ridge area are served by highly regarded schools, including Black Mountain Elementary, Sonoran Trails Middle School, and Cactus Shadows High School. *NAOS stands for Natural Area Open Space. It refers to areas of land that are legally designated to remain in their natural desert state, typically to preserve the natural environment, protect native vegetation, and ensure wildlife habitats remain undisturbed. In many Arizona communities, including Scottsdale and surrounding areas, NAOS is a requirement in residential developments to maintain the natural beauty of the Sonoran Desert and limit the impact of construction on the environment. NAOS areas cannot be disturbed, built on, or landscaped, and they serve as a buffer between homes and surrounding natural features like washes, desert plants, and wildlife corridors. Homeowners are typically required to respect NAOS restrictions, which are recorded as part of the property deed. See DOCUMENTS TAB: Complete list: Features & Upgrades Floorplan Community Map Golf Membership Info.

Welcome to the Gainey Ranch Experience! Stunning home in the gated golf course community of Arroyo Vista at Gainey Ranch! Highly desirable split floor plan with two master suites + an office/bonus room with lovely private updated courtyard. Chef's kitchen is light & bright with newer cabinets and soft close drawers, upgraded quartz countertops and stainless steel subway tile backsplash. Cozy fireplace in the living/dining room. Both full baths feature brushed nickel fixtures, quartz countertops, white shaker cabinets, large soaking tubs, and tiled walk-in showers with frameless glass doors. The new backyard landscaping makes this oasis complete with a private pool & a detached in-ground spa right off the primary bedroom patio. Gainey Ranch Estates Club offers a resort lifestyle with private pool and spa, 6 tennis courts, 4 pickleball courts, fitness workout gym, exercise room. Plus Hyatt Regency Scottsdale Resort & Spa At Gainey Ranch. Close to first class Gainey Ranch shopping and fine restaurants, Sprouts market, golf amenities, easy lock and leave. Optional membership to Gainey Ranch Golf Club.

Perfect investment or personal home, this stunning updated home in North Scottsdale boasts 4 bedrooms, 2.5 bathrooms & a generous 3,839 square feet of living space, all nestled on a sizable 1+ acre lot. Located in a sought-after subdivision, it offers beautiful mountain views, a premier location convenient to restaurants, shopping, golf and all Scottsdale has to offer. The interior is adorned with high-quality finishes, soaring ceilings, new light fixtures and a great room concept. The cook's kitchen features a large island, new Stainless Steel appliances, walk-in pantry and a casual dining area all seamlessly connected to an amazing outdoor entertainment space. The primary suite is exceptionally spacious, with a spa-like bath featuring a soaking tub, custom-tiled shower, double sinks, walk-in closet, exercise room, and private exit to outdoor living space. The backyard is designed for low maintenance outdoor living, featuring a spacious covered patio, relaxing sparkling pool, fire pit, putting green and even a new pickleball court! Additionally, there is an RV gate and parking area for added security and convenience. All this just 30 minutes from the airport!

Discover unparalleled luxury & adventure with this Desert Hills estate, offering unrivaled mountain & desert views & direct access to hiking & riding trails. This expansive 5,082 sq ft residence, on a 1-acre lot, features 5 spacious bdrms & 4.5 baths, including well-appointed jack & jill suite. On a private NS facing lot backing onto pristine State Trust Land. The property is an entertainer's dream, with a massive 6-car garage, room for toys & an attached 900 sq ft ADU/multi gen apartment complete with its own kitchen, living, & ensuite. Indulge in outdoor living with a sparkling negative edge pool & captivating waterfall, beautifully designed BBQ area & outdoor fireplace, & 3 covered patios. Full RV hookups & RV gates, three 50-amp service, & a huge upstairs living space with wet bar. Extensive updates with quart countertops in kitchen, stainless GE Profile appliances & new bathrooms, fresh interior & exterior paint, new carpet, & modernized lighting throughout. Bring your animals and toys for this exquisite desert oasis. The location is convenient and the views are amazing.

We are LIVE and ready for private tours. This home is spectacular! Great livable floor plan with a teen/flex room. Big rooms with extra space for all your personal items. Oversized 3 car garage with tall ceilings for extra storage. The backyard is amazing with a sports court, a great pool, and lots of open space. The casita is perfect and has a private entrance for guests. You'll be glad you looked at this home.

Experience luxury living in Lake Havasu City with this exquisite home offering stunning lake and mountain views. The residence boasts vaulted ceilings, enhancing its open and airy ambiance. Enjoy a tranquil backyard oasis featuring a sparkling pool and fire pit—perfect for relaxation and entertaining. A charming casita with a kitchenette adds convenience and flexibility for guests. The property also includes a 65-foot deep RV garage with a 14-foot door, ideal for storing large vehicles. Embrace the ultimate in lakeside living with this exceptional home.

Stunning '18 Toll Brothers Costellana model nestled on a mountain view lot in Blackstone. Elegant 3546 sq.ft single story floor-plan w/ custom features to incl 17' ceilings in great room & 10' ceilings throughout, custom tile flooring, designer stacked stone & lighting. Great room w/ a modern gas fireplace, the chef's kitchen is equipped w/ Wolf Appliances, upgraded cabinetry, quartz, island, & extended kitchen bar w/ wine frig's. Formal dining, office, family room & spacious ensuite bedroom + bathroom. Master suite, walk-in closet, cabinets, dual sinks, vanity, shower & tub. BREATHTAKING Backyard w/ custom pool, large Baja step & waterfall wall, outdoor kitchen, gas firepit, Bocce crt & covered patios, prvt front courtyard, new int/ext paint, epoxy garage, custom iron front door + More

NEW CONSTRUCTION HOME with INCREDIBLE VIEWS! Presidio Homes hits it out of park with this expertly crafted home nestled among an enclave of luxury estates. With neatly paved roads and no HOA, you have the rare opportunity to enjoy your 1-acre home site your way. This unique contemporary home offers unrivaled mountain views from every room. The great room is open and airy with multiple patios and oversized sliders to usher in bright sunlight and expansive views. The east patio features a retractable slider for seamless indoor/outdoor entertaining. The luxurious owner's suite on the north wing offers privacy from two guest en suites on the south wing. A den with its own patio is quietly tucked away from all the noise and is large enough to be used as a TV room, office, or an enclosed formal dining room. The kitchen and great room feature custom cabinetry, quartz countertops, professional appliances, Mohawk plank wood flooring, and a linear gas fireplace with quartz hearth and surround to add warmth and style. The en suites bedrooms have walk-in closets and feature quartz countertops, floating custom cabinetry, fine porcelain flooring, European glass with porcelain surrounds and luxury fittings. In addition, the owner's suite has two large closets and a beautiful soaking tub. The laundry room also features quartz countertops and custom cabinetry, and is large enough to serve as a craft room. Details such as Mohawk wood plank flooring, solid core doors, energy efficient windows, and extensive LED recessed lighting ensure this home will be a haven of comfort, style, and convenience. The oversized 3-car garage is insulated, and the garage floor is protected by a durable resin finish. A paver driveway, walkways, and patios as well as landscaping and landscape lighting are featured along the front and sides of the home. The backyard is open for you to create your unique resort lifestyle. The new well will serve four homes, and it has great water pressure. Additional details such as LED recessed lighting under the soffits surrounding the exterior of the home, as well as lighting under the steps, create a warm inviting ambiance. A nice little bonus is that there are two exterior switched outlets to accommodate holiday lighting. Now that's convenient! Presidio Homes cuts no corners with the extra comforts you cannot readily see. They take pride in their craftsmanship, they are perfectionists in their finishes, and they build with your comfort in mind. For example, did you know that they insulate interior walls to provide quiet and privacy between bedrooms? That's an extra worth mentioning...but it doesn't stop there. To read a complete list of all the extras, please see the Features list. With the rare combination of construction excellence, stunning views, 1-acre home site to use as you like, and the quiet enjoyment of this serene environment, you truly won't find a better home than this one. It's perfect. Welcome Home!

Discover the epitome of luxury and privacy in this stunning custom-built home located in the prestigious Rio Verde Foothills. Nestled on nearly 2 acres, this fully furnished, move-in-ready estate offers an unparalleled living experience with its exquisite design and high-end amenities. Spanning 6,200 square feet across two levels, this expansive residence features 5 bedrooms, 7 bathrooms, an oversized 3-car garage, a heated pool and spa, a dedicated media room, a fully equipped gym, and much more. The open floor plan seamlessly connects the living spaces, beginning with a gourmet kitchen that boasts natural Alder wood cabinetry, a 6-burner gas cooktop, double wall ovens, a warming oven, dual sinks, a raised counter island with additional seating, and a charming breakfast nook overlooking the luxurious backyard. The ground floor primary suite is a sanctuary of comfort, complete with a cozy sitting area by the fireplace, a television, direct access to the backyard, and an opulent ensuite bathroom featuring a jetted bathtub, steam shower, dual vanities, and abundant natural light. The adjoining walk-in closet is generously sized to accommodate all your wardrobe needs. For entertainment enthusiasts, the home includes a custom theater room with a 7-foot screen, a state-of-the-art sound system, and seating for up to 8 guests. The main level also offers a formal living room with a striking floor-to-ceiling stone fireplace, a formal dining room with seating for 8, an additional bedroom that opens to a private patio with chimineas and a grill, and a spacious workout room equipped with full weights and workout stations. The upper level hosts 3 additional bedrooms, each with its own walk-in closet and ensuite bathroom. A versatile flex room on this floor features a fireplace, a dedicated bar area, a television, and access to a patio that offers breathtaking views of the desert landscape, including the Four Peaks Mountain range. The backyard is a true oasis, showcasing a newly constructed $200,000 heated swimming pool and spa, surrounded by elegant travertine tile. Additionally, the property features a full-size sport court and a raised bed garden area. The adjoining parcel further expands the lot, providing ample space for outdoor activities. A highlight of this home is the impressive solar system, which powers the entire property, ensuring low energy bills even during the peak summer months. The system includes battery storage capable of powering the home for nearly a week in the event of a blackout, offering complete peace of mind. Home is also close to Four Seasons Troon, Troon North Golf Club, Scottsdale National Golf Club, Swan Sushi, Needle Rock Kitchen & Bar as well as miles of hiking, biking, and equestrian trails

Wow! Imagine yourself living in this nearly an acre semi-custom, exquisite Tuscan-style HORSE PROPERTY Community with Bridle path access and Equestrian trails. True 6 bedroom home w/ample storage consisting of walk-in closets in every room including the coat closet, plus large linen closets. No corners were cut building this amazing home with so many extra features. You will find richly appointed details throughout including extensive travertine stone, plush carpet, columns, coffered ceilings, recessed lighting and ceiling details w/night lights at every end of the walkway and main rooms. Whole house water filtration system. Gourmet kitchen W/STAINLESS STEEL high-end appliances, 36'' Bertazzoni 5 burner GAS stove, plus a built-in convection microwave & electric wall oven, butler's pantry. GRANITE Counter tops, Custom 40 Alder wood, staggered cabinets/doors & trim/decorative 6 baseboards throughout. Large kitchen nook w/bay windows. Stunning formal dining room. Large family room with an open floor plan & gas-log fireplace for entertaining your guests with lots of natural light and mountain views from the huge covered porch, Jack-n-Jill bathroom, Nest thermostats, ADT security cameras to name a few. There's even a coffee/beverage bar. Home office plus a large bonus/game room. Spacious primary suite which features a 2-way gas fireplace, jetted tub in the bathroom. Oversized 4 car extended height/length garage & dual paver driveways. A huge backyard lined with mature trees and recently planted grass. Will have winter lawn overseeded in October. Two horse pens or Cabanas, just add a pool if desired. RV gate and parking galore. Bring the toys. Two-100 gal owned propane tanks. Potential for a mother-in-law suite w/the ability to add an exit door. 60 amp/240 circuit in garage for any EV charging. House roofing(2022) patio roofing(2023)with 10 year warranty and pigeon proof. East A/C Unit replaced in 2024. West A/C unit replaced in 2023. **Assumable loan with qualifying. 3% interest rate. $2,799.45 monthly payment. $607,000 left on loan. Need to be a member of Navy Federal Credit Union.**