What’s Ahead For Mortgage Rates This Week – September 6, 2016

Experience luxury living in this exquisite 5-bed, 3.5 bath home nestled among the serene pines of the Torreon Community. With a prime location on the 14th green of the Tower Course, this spacious residence offers a perfect blend of elegance and comfort. Upgraded features throughout the property add a touch of sophistication, making it a dream home for those seeking a higher standard of living. Enjoy the tranquility and beauty of nature while indulging in the exclusive amenities that Torreon has to offer. This gorgeous custom build sits on one of Torreon's largest lots at 1.49 acres, providing lots of privacy. The modern exterior with black and natural siding as well as stone, pops among the pine trees. The main entrance has double doors that swing open to take in the large living room. The large windows flood the home with natural light and accentuate the gorgeous finishes. The home features a chef's kitchen with 2 islands and high end appliances that include 3 freezers, 2 refrigerators and a wine fridge. The 2 islands provide lots of storage and extra seating for large gatherings. You and your guests alike will enjoy the view of the large covered deck from the dining room. The deck features tongue and groove ceiling, built in speakers and cable/steel railings. The main floor has 2 primary suites with double vanities in the bathrooms and vaulted tongue and groove ceilings in each. Upstairs is a large bunk style room also with vaulted tongue and groove ceiling. The home also has an oversized 3 car garage. We can't wait for you to experience mountain living at it's finest in this gorgeous Torreon home!

The best location is on Camelback Rd. Give it a shot. There is little to no road noise due to the private feeder street, 30 yards of buffer and vegetation, and unobstructed views of Camelback. No HOA. This 2900 sq ft home is the perfect entrance to Arcadia with massive upside in this lightly renovated property. The property features an Open kitchen to family room with FP, Formal dining room, living room, and 3 spacious secondary bedrooms with 1.5 baths. Huge primary suite with room for office or workout space and renovated bathroom. Side entry 3 car garage. Massive backyard with RV gates, diving pool, and extended-length covered patio. Property features incredible upside due to location. This is the lowest price on near an acre in the area. 2 current lots on the market for 2.4 and 2.6 million for dirt only. New carpet, paint, and ready to move in. Full home inspection is available as well. Plus approved plans from the city of Phoenix for new 8500 sq ft home. $50k credit towards pool replaster and repairs. Currently empty and can be filled for financing.

NO EXPENSE WAS SPARED IN THIS DESIGNER REMODELED HOME -EVERY DETAIL WAS ADDRESSED FROM FLOORING,CABINETRY FIREPLACE-CUSTOM DOORS THRU OUT EACH ROOM-RAISED CEILINGS,LIGHTING-LANDSCAPING -THE OWNER PERSONALLY HAD EACH & EVERY ITEM SELECTED -SPACIOUS OPEN FLOOR PLAN W VIEWS OUT TO PRIVATE YARD-GREAT FOR ENTERTAINING OR RELAXING IN THE EAST FACING SUN-YOU WILL ENJOY THE GOURMET KITCHEN-ALL HIGH END APPLIANCES,BREAKFAST BAR,QUARTZ SITE COUNTER-SEP DINING AREA-FAM RM-MASTER SUITE W ACCESS OUT TO COVERED PATIO-MASTER BATH FEATURES DOUBLE VANITIES,WALK IN SHOWER/SEP TUB;WALK IN CLOSET HAS CUSTOM CABINETS-SECRET DOOR OPENS OUT TO LAUNDRY AREA;2 LARGE GUEST BEDROOMS-GUEST BATH W WALK IN SHOWER-DIRECT ACCESS IN FROM 2CGARAGE W NEW EPOXY FLOOR-THIS HOME IS TRULY MOVE IN CONDITION -THIS IS A MUST SEE!

Experience the epitome of equestrian luxury at this exquisite horse property that perfectly melds modern comfort with rustic charm. Equestrian enthusiasts will be thrilled with the barn, stables, multiple arenas, and a dedicated tack room. A detached, air-conditioned garage/workshop provides ample project space, while slab parking accommodates RVs, horse trailers, and multiple cars. Step inside to discover a beautifully renovated kitchen and bathrooms featuring high-end finishes and modern fixtures. The cozy living area, complete with a wood-burning stove, creates a perfect retreat on cooler evenings. For comfort and efficiency, the home is equipped with solar power. Outdoor living is effortless here, with inviting spaces including a wood-burning fire pit, cafe lights, built-in BBQ... swimming pool, dog run, and alfresco dining areas. Proximity to Cave Creek's top-rated schools, Dynamite Arena, Scottsdale, and the quaint Western town of Cave Creek ensures convenience and a rich local culture. Enjoy nearby golf, hiking, outdoor activities, and quick access to TSMC and the Loop 101. Living here is about becoming part of a vibrant, friendly community surrounded by the serene beauty of the Arizona landscape. Don't miss out on this unique property & experience the best of Cave Creek living! ASSUMABLE LOAN $700,000 - 2.875% FIXED RATE - 27 YEARS REMAINING - WAC

Welcome home to this recently remodeled golf course and mountain facing gem in the highly desirable gated community of McDowell Dowell Mountain Ranch. Home wows with upgraded flooring and fixtures throughout. Chef's kitchen w/ breakfast nook that opens to family room boasting wet bar and cozy gas fireplace perfect for entertaining. Bedroom with en-suite, half bath and laundry 1st floor. Upstairs primary bedroom wows with resort style bathroom and exit to private patio overlooking the golf course. 2 additional bedrooms, full bath and loft space upstairs. Backyard oasis with low maintenance turf and private pool and spa. Hiking and biking trails.

Magnificent property with incredible mountain views at Encanto Real is a dream come true! This gorgeous home sits on over a one-acre lot, offering an exquisite curb appeal complemented by a carefully designed desert landscape, paver patios & pathways, a 4 car garage, and two RV gates. The stunning interior will take your breath away with its massive open floor plan; from the impressive tall ceilings to the oversized tile floors and the sophisticated light fixtures, the sheer beauty & impeccable attention to detail of this sleek & contemporary design will leave you in awe. The living room has an accented wall with a recessed electric fireplace, adding warmth & comfort to the atmosphere. Elegance & modernity seamlessly mix in this refined white kitchen showcasing stacked shaker cabinets with crown moulding, glass door cupboards, granite counters, high-end Kitchen Aid Stainless Steel appliances, and an island with a porcelain farm sink. Multi-sliding glass doors connect the outstanding interior with the outdoor living. Generously-sized owner's suite hosts a luxurious spa-like ensuite with high-end details that'll make you feel in paradise. Freestanding double slipper tub, two vanity sinks, large glass shower with built-in bench & double rain heads, make-up vanity, and a massive walk-in closet are features that can't be left unsaid. In addition, this fabulous layout includes a spacious family room for movie nights and an entertainment room comprised of a large wet bar & an oversized waterfall bar with seating area and easy access to the back patio. The bountiful laundry room includes attached cabinetry, a utility sink, and abundant counter space. The big covered patio is ideal for relaxing while enjoying your favorite beverage and contemplating colorful sunsets behind the Mtns. The expansive backyard is a blank canvas waiting on its new owner's creative touch to transform into a desert Oasis. This value is a true wonder! You don't want to miss it. Act now!

Enter the world of luxurious turnkey living in this 3BR/3BA single-level contemporary in the highly desired 24-hr guard gated Biltmore Hillside Villas. A private courtyard opens to an expansive great room, elegant dining and kitchen with Sub-Zero stainless appliances and gas range. Elegant marble and hardwood flooring throughout main house leads to a sumptuous master suite, featuring award-winning designer bath with his/hers vanities. Serene views from master to the resort-like backyard, including large entertainment area, in-ground spa and putting green epitomize casually elegant inside/out living. This feature-rich property with multiple designer upgrades and direct access to hiking trails and private trail access to the Biltmore resort, make this a must-see for the discerning buyer.

**33K ANNUAL INCOME FROM INTERNET LEASE, 3 YEAR CONTRACT, RENEWABLE. This magical 5-acre property sits high on the hill boasting epic mountain &/or City views in every direction. This high-quality luxury home was made to take in unobstructed mountain views from every window. The perfect Great Room-split bedroom floorplan- Kitchen open to the great room with massive wrap around island & ample cabinet/counter space. This gourmet kitchen includes a walk-in Pantry, granite counter tops, high-end stainless-steel appliances including double oven & built-in oversize refrigerator. The spacious owner's suite with separate walk-in shower & tub & large walk-in closet. & upgraded fixtures. This home has an enormous back patio with recessed lighting, propane patio heaters & fire tables. The views are endless & the Sunsets are EPIC. The garage can easily be converted to living space-complete with spray foam insulation, electrical & ceiling fan box. There is an additional 200amp breaker at the East side of the house so you can add whatever you like. Back-up generator runs on propane. The roof was recently recoated, 5 year warranty. PRIVATE WELL with 6,800 gallon holding tanks & 5 year warranty on the well pump. 2 water softeners with filter at the main line. Room to park 15 cars! Security gate with remote access. No one has a home like this on a large parcel like this one. Even though it is hillside, there is plenty pf space down below for another home, a horse set, a workshop/additional garage, whatever your dream is. The Maricopa Trail & Preserve is right outside your back door for adventure & exploration. Close to the new TSMC Chip manufacturing plant. Easy access to the I17 & Carefree Hwy, Grocery, Retail, banking & more. **Since every home has its own private bath & you have a private studio, this home would make a great Vacation rental, multigenerational home or full-time residence. **

Welcome to your dream home in the heart of Sereno Canyon a premier Luxury Guard Gated Community in North Scottsdale! This breathtaking single-level Luxury home has it all! The spacious split floor plan with 3 upscale bedrooms boasts a gourmet kitchen with SS appliances, and a large island that's perfect for entertaining. You'll appreciate the attention to detail and luxurious touches throughout that make this home truly special. Custom finishes throughout including wood look tile floors, built in wall unit, extra cabinets, stunning lighting fixtures, and custom window treatments. The primary is a true oasis of comfort and sophistication, featuring dual vanities, and a large walk-in closet. True privacy and convenience abound - this home is fit for comfort and luxury, and includes spectacular spaces, including the retractable glass door to covered patio, a built-in BBQ, Gas Fireplace and Firepit for an effortless outdoor dining experience and relaxation. Enjoy just a few minutes' walk to the Club House, where exceptional Living, Social Life and health and wellness intersect.

This stunning home, with an assumable loan is located in the gated community of Russell Ranch. As you enter through the gated courtyard you will appreciate the bright open concept split plan residence that flows from the front to the rear of the home through the 12' sliding pocket door. The beautiful gourmet kitchen offers 2 dishwashers, 60'' wolf range, built in column refrigerator/freezer, extra-large quartzite island and counter tops. Separate area for coffee bar and large pantry, wet bar includes icemaker and beverage cooler with a bifold window that opens to the outdoor entertaining patio. The dining room features a 9' x 12' temperature-controlled wine display. Enjoy the relaxing and incredible master suite with elegant soaking tub, steam shower and marble counter tops. large bonus room. The extra deep 3 car garage with built-in cabinets and RV garage provides plenty of space for all of your vehicles and toys. Home was professionally designed and has top of the line features throughout. This home is an Entertainers Dream!!!

Welcome to your freshly painted immaculately maintained home in the prestigious guard gated community of Desert Mountain. With a large primary ensuite bedroom with gas fireplace and a second primary ensuite bedroom with a separate entry for privacy. The south facing wrap around patio has mountain, golf course and city lights views as well as a gas fireplace & BBQ grill and an in-ground spa with gas heater. Membership not included but available through the Desert Mountain Club, For details contact the Membership office. As a lock and leave home or your primary residence, this Cochise Village home provides a wonderful setting for your Arizona lifestyle. Seller is Owner Agent

THIS EXQUISITE LUXURY HOME WITH CUSTOM UPGRADES THROUGHOUT AND MOUNTAIN VIEWS IS LOCATED AT THE PREMIER TRILOGY VERDE RIVER GOLF RESORT COMMUNITY. The home has a grand appearance due to the spacious Great Room with 10' ceilings, engineered white oak flooring, custom beams and lighting, plantation shutters throughout, a gourmet kitchen and a 20' multi sliding glass door that opens to the extended covered patio, pool, spa and outdoor kitchen. It's designed for entertaining with attention given to every detail and high-end finishes throughout. The custom kitchen is equipped with upgraded appliances, cabinets, custom walnut island, quartz counters, two ovens, amazing backsplash, beverage cooler, wine cooler, rollout shelves, oil rubbed pendants, undercabinet lighting and a large separate dining room; Luxurious primary suite with a custom beadboard ceiling, ceiling fan, spectacular bathroom with oversized shower, soaking tub and floor to ceiling tile; Two beautiful guest suites; Den/Office with beams, accent walls, built-in cabinet, French doors; Alcove with custom cabinets; Beautiful powder room with custom accent wall; Smart room with laundry sink and upgraded tile floors; Spectacular backyard with mountain views, heated pool with silver travertine surround, spa, firepit; Covered patio over 765 sq ft. with custom beadboard ceiling outdoor TV, speakers, 2 fans, built-in upgraded grill and refrigerator. 4-Car tandem garage with epoxy floor, air conditioning, electric charger; Plus, gorgeous landscaping, courtyard with sunscreens, outdoor lighting, 500 gal. propane tank, extra wide driveway, full house water filtration and softener. Experience Trilogy at Verde River, a stunning resort style community nestled against the beautiful Tonto National Forest. The amenities at Verde River are spectacular. The Community boasts an 18-hole Championship Golf Course with a picturesque driving range, putting green, and separate chipping/pitching practice areas. One visit and you will understand why the PGA Southwest Section selected Verde River Golf & Social Club to host the AZ Senior Open and AZ Match Play Championships in 2020, 2021 and 2022. The active lifestyle amenities continue with pickle ball and tennis courts, with Clubs designed for social or competitive play. Adjacent to the sport courts for your convenience are bocce ball courts and an open grass area for social gatherings. The Community Clubhouse is all encompassing including a critically acclaimed restaurant, Needle Rock Kitchen and Tap, with a hugely popular wine and beverage program, Helen's Kitchen, a chef's inspired kitchen designed for cooking classes, and The Market Place, a favorite of member's for grabbing a morning coffee or picking up a forgotten grocery item. Love the Arts? Spend time at the Art Loft, where classes are offered in a variety of disciplines. The Clubhouse has an Events Center, designed to manage the needs on any member event. Attached to the Community Clubhouse is Alvea Spa, complete with Spa and Salon services, and Afterburn Fitness, a state-of-the-art workout facility that offers a variety of group fitness classes. Following your workout, enjoy convenient locker room facilities, and steam rooms. Just steps away from the Clubhouse in the Resort Pool, Lap Pool, and Sauna, all of which are heated. Enjoy the view, with food and beverages at Eddy's Poolside. Have a dog? Experience a dog-friendly community with a 7.5-acre dog park, with canopy shading coming soon for those warm AZ days. Trilogy at Verde River's location provides residents with the tranquility of the Tonto National Forest and the convenience of a short drive to the heart of North Scottsdale. Get the best of both worlds and see why you could be calling the Community, Home!