Whether You Rent or Buy, Either Way You’re Paying a Mortgage!

There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s.

As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical Steps to Getting Rich”:

“While renting on a temporary basis isn’t terrible, you should most certainly own the roof over your head if you’re serious about your finances. It won’t make you rich overnight, but by renting, you’re paying someone else’s mortgage. In effect, you’re making someone else rich.”

Christina Boyle, Senior Vice President and head of the Single-Family Sales & Relationship Management organization at Freddie Mac, explains another benefit of securing a mortgage as opposed to paying rent:

“With a 30-year fixed rate mortgage, you’ll have the certainty & stability of knowing what your mortgage payment will be for the next 30 years – unlike rents which will continue to rise over the next three decades.”

As an owner, your mortgage payment is a form of ‘forced savings’ which allows you to build equity in your home that you can tap into later in life. As a renter, you guarantee the landlord is the person building that equity.

Interest rates are still at historic lows, making it one of the best times to secure a mortgage and make a move into your dream home. Freddie Mac’s latest report shows that rates across the country were at 4.22% last week.

Bottom Line

Whether you are looking for a primary residence for the first time or are considering a vacation home on the shore, now may be the time to buy. Give me a call to get started – J.P. Cook – 602-320-4253.

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Sort by: Select Price, Low to High Price, High to Low Newer Listings First Older Listings First Open House Date

14983 W Muirfield Lane Surprise, AZ 85374

$885,000

2 Beds

2.5 Baths

2,732 SqFt

Status Active

MLS # 6753247

Property Type Single Family Residence

Price Type --

Impressive Ironwood estate model home located on a cul-de-sac in the highly sought after community of The Grand. This 2 bdrm + den, 2.5 bath home has a gourmet kitchen with granite counters and SS appliances and a spacious great room with custom media wall. Large master bedroom suite with sitting room, walk-in closet and coffee bar. Guest suite with en suite bath. This beautiful home sits on a huge 18,096 sq.ft. lot - an entertainer's dream yard with pool, spa, BBQ island, fire pit, putting green and horseshoe pit. The 3 car garage is cooled with a mini-split A/C unit. Brick pavers. OWNED solar. HVAC 2016 This home is truly a MUST SEE!

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8680 E Gail Road Scottsdale, AZ 85260

$885,000

4 Beds

2.5 Baths

2,094 SqFt

Status Active

MLS # 6779215

Property Type Single Family Residence

Price Type --

Discover the perfect family home in the heart of Scottsdale! This fully renovated 4-bedroom, 2.5-bath, 2-story residence offers a thoughtfully designed layout ideal for modern living. The inviting kitchen features elegant quartz countertops, creating a beautiful space for cooking and entertaining. Enjoy year-round comfort with a new HVAC system. The private backyard is a true oasis, boasting artificial turf, a sparkling pool, and ample patio space—perfect for relaxation and outdoor gatherings. Ideally located near top-rated schools, including Cochise Elementary, Cocopah Middle, and Chaparral High School, this home is also minutes from Scottsdale's best restaurants, shopping, golf courses, and more. With quick access to the 101, getting around town is effortless. This home is a must see!! waiting for you! Don't miss this exceptional Scottsdale home!

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18376 W Sells Drive Goodyear, AZ 85395

$885,000

4 Beds

3 Baths

3,245 SqFt

Status Active

MLS # 6724302

Property Type Single Family Residence

Price Type --

Immerse yourself in this highly upgraded home in a gated community with owned solar. RV parking allowed next to greenbelt. Newly done front yard w/ pavers and extended driveway. Walk into a large courtyard w/gas fireplace welcoming your guests. Gourmet chef's kitchen w/ Quartz countertops, XL kitchen island, 42''cabinets, stainless steel appliances w/ 5 burner gas stove, XL walk-in pantry. Meander to your gorgeous master bedroom/bath equipped w/ electric blackout blinds, behind the plantation shutters. Huge walk-in shower/soaking tub, enormous walk-in closet done by California Closets (which are through out all Bedrooms). Walk through to super laundry/hobby room. Garage has 240v outlet for EV, head to your resort style backyard for entertaining..sparkling heated pool/spa, gas fire pit, alum-wood pergola w/ crank down sunshade, misters and wrapped trim lights. Citrus trees, artificial grass for kids/dogs, and sunscreens for windows. Special trim lighting wraps the entire home. New water heater 2024.

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16120 N 151st Avenue Surprise, AZ 85374

$885,000

3 Beds

3 Baths

2,755 SqFt

Status Active

MLS # 6739199

Property Type Single Family Residence

Price Type --

Come see this beautiful custom home situated on a one acre irrigated lot in the middle of Surprise. You get the benefits of rural living with all of the amenities of the city. The kitchen and great room are the heart of this home. A perfect place to gather around the massive kitchen island with gorgeous custom cabinetry throughout. The primary suite has a huge walk in closet and spacious bathroom with separate soaking tub. Large secondary bedrooms complement the split floor plan, each with large walk in closets and upgraded tiled bathrooms. Laundry/mud room has lots of counter and cabinet space. The property has ample room to build an RV garage or guest house. The back yard has multiple fruit trees that are served by irrigation. Property has so much to offer as you make it your own.

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7955 E Chaparral Road Unit 118 Scottsdale, AZ 85250

$885,000

2 Beds

2 Baths

1,797 SqFt

Status Active

MLS # 6742577

Property Type Townhouse

Price Type --

A gorgeous place to call home in the gated community of La Villita. Perfect for full-time living or lock and leave convenience. You will appreciate everything this home has to offer. Starting with the light and bright kitchen that includes KitchenAid appliances, timeless quartz countertops, large island and a wine fridge. The wood-like tile flooring carries from the kitchen to a spacious living room with vaulted beam ceilings, a fireplace and custom shutters. The split floor plan includes a large primary bedroom and bathroom with dual sinks, a separate shower and tub and walk-in closet. The home is in the perfect Scottsdale location, steps away from Chaparral Park and Greenbelt. You'll also enjoy convenient access to dining, shopping, and entertainment. Easy access to the 101 freeway makes commuting a breeze. Situated on a corner lot with private access from the garage, with a charming iron gate at the entry. North/South exposure.

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20704 N 90th Place Unit 1067 Scottsdale, AZ 85255

$885,000

2 Beds

2 Baths

1,771 SqFt

Status Active

MLS # 6699568

Property Type Townhouse

Price Type --

Come see this quiet and gorgeous Single-Story End Unit Townhome today!! As you enter, notice the beautiful beams in the great room as well as hardwood flooring and a cozy fireplace. The chef's kitchen features new quartz counter tops, new KitchenAid SS appliances, quartz back splash and a center island. The roomy master has its own walk-in closet and spa like ensuite boasting double sinks, walk-in shower and luxurious tub, perfect for relaxing after a hard day at work. This townhome has a second bedroom for your guests and a den for your home office. You can enjoy endless blue skies and lush desert scenery from your back patio. The community pool is located across the street and you are a short walk to the famous Market Street with a variety of restaurants, shops and a grocery store. This townhome is located in the heart of DC Ranch which has many community amenities including 2 community centers, a fitness center, a large heated pool and spa, basketball courts, tennis courts, pickleball courts, playgrounds, walking and biking trails. With picturesque views of the McDowell Mountains and convenient proximity to hiking trails and outdoor recreation, this is the epitome of resort-style living. Don't miss this opportunity to experience luxury living at its finest in the Courtyards at DC Ranch.

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4761 S Burma Road Gilbert, AZ 85297

$885,000

5 Beds

3.5 Baths

3,441 SqFt

Status Active Under Contract

MLS # 6730706

Property Type Single Family Residence

Price Type --

Beautiful 5 bedroom, 3 1/2 Bath Home + Casita + Detached Garage located in Layton Lakes, Gilbert, AZ. This Lennar home is 3440+sf including a NextGen Casita. Main Home Ground Floor has a spacious open floor plan and a 2 car garage. Upstairs is 4 BR, 2 BA and a loft area. Casita is 1 BR with Kitchenette, Bath, Living Room and Laundry Area. It has a single garage, private main entry and patio. Great setup for a parent, older child or guest. Freestanding Garage 16'x30' with dbl RV gate. 12'x8' garage door. One of a kind in Layton Lakes.The oversize Yard has mature full landscaping, multiple patios and full watering systems. 2200+ sq ft of paver patios, walks and driveway

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7180 W Tombstone Trail Peoria, AZ 85383

$884,999

5 Beds

3.5 Baths

3,901 SqFt

Status Active

MLS # 6757337

Property Type Single Family Residence

Price Type --

Welcome to the highly desirable community of Aloravita! Situated on a north/south facing corner lot, this beautiful two story plan will appeal to you the moment you drive up. Walk in to large vaulted ceilings and an abundance of natural light, differentiating this home from the majority you'll see on the market. The wide open floor plan is ideal for many buyers who are searching for a home with the perfect functionality. The kitchen boasts a large island with beautiful cabinetry, quartz countertops & SS appliances. Large bedrooms, a wonderful office, a huge loft area that doubles as a second living room & ample storage space make this a home that truly has it all.The beautiful backyard will require little maintenance too,with the turfed yard & all plants on a drip system. See this TODAY!

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28001 N 92nd Avenue Peoria, AZ 85383

$884,900

4 Beds

3.5 Baths

2,928 SqFt

Status Active

MLS # 6757348

Property Type Single Family Residence

Price Type --

Amazing 4 Bedroom 3.5 Bath home with sparkling pool located in the gated community of WestWing Mountain! From the moment you step inside, you'll feel at home. Starting w/low-maintenance landscaping, stone-accented façade, 3-car garage, and a pavered driveway. Inside, a dramatic hallway entry leads to an open den/office connected to a butler's pantry, while custom ceilings, plantation shutters, and a chic grey palette elevate the overall aesthetic. The kitchen is a chef's dream, featuring rich wood cabinetry w/crown trim, stainless steel appliances, granite countertops, a stylish tile backsplash, a walk-in pantry & a custom island w/breakfast bar and farmhouse sink. The kitchen seamlessly opens to the spacious living room, creating a bright & open layout that's perfect for everyday living The spacious main bedroom boasts a lavish en suite bathroom with dual sinks, a soaking tub, glass shower, and a walk-in closet. The main bedroom features a cozy built-in stacked stone fireplace with a TV mounted above, creating the perfect spot for relaxing in style. Step into your backyard oasis! Enjoy the sparkling pool with a relaxing waterfall, a covered patio, pavers, and sunbathing areas. The built-in BBQ and bar area make this space ideal for hosting unforgettable gatherings. Best of all, there are no neighbors behind you, providing peace, privacy, and breathtaking mountain views. This home truly offers the perfect combination of luxury and tranquility. Come meet your new dream home today!

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15007 N Cameo Drive Sun City, AZ 85351

$884,500

4 Beds

4 Baths

4,031 SqFt

Status Active Under Contract

MLS # 6764151

Property Type Single Family Residence

Price Type --

THE CASTLE OF YOUR DREAMS CAN BECOME YOUR REALITY! This Castle sits on the 18th fairway of Palmbrook Golf Course. The main floor consists of a Billiard/Family room which leads into the large Living room that has a see-through fireplace to the Formal Dining room. Magnificent high ceilings, 2 Primary suites with large closets, jacuzzi tub & beautiful tiled showers. There is an Office/bedroom with its own bath. Wet bar with lots of room for all your favorites to the Kitchen and breakfast area. Paradise can be found in your fabulous backyard with large covered patio w/ wood burning stone fireplace. Heated pool w/ electric cover. Upstairs 2 bedrooms with Murphy beds, kitchenette and full bath. Wonderful walk-out patio w/views of mountains & golf course. 2 car garage w/golf cart area. Roller shields on all the windows and sliding glass doors. This is a magical 4 bedroom, 4 bath Castle that can be yours.

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61 W Secretariat Drive Tempe, AZ 85284

$884,000

4 Beds

3 Baths

2,242 SqFt

Status Active Under Contract

MLS # 6767247

Property Type Single Family Residence

Price Type --

ACTIVELY TAKING BACKUPS! Discover the perfect blend of privacy and convenience in this meticulously maintained NO-HOA home. Nestled on a spacious CORNER LOT—over 16,000 square feet!—in a quiet, sought-after neighborhood, this property offers an oversized yard with new semi-arid landscaping, fruit-bearing citrus trees, and a PebbleTec pool and spa, perfect for outdoor entertaining. All major updates are complete, including NEW A/C, roof, interior and exterior paint, and irrigation—making this home TURN-KEY. Inside, you'll find a split 4-bed, 3-bath floor plan equipped with upgraded Bosch appliances, Anderson dual-pane windows, plantation shutters, and Nest thermostats for comfort and style. Additional highlights include a PAID IN FULL solar systemfor added efficiency, RV gates, and a prime location near torated schools,ASU Gateway, Intel and convenient freeway access. This home combines a peaceful retreat with excellent connectivity to everything the Valley has to offer Check Documents tab for a full list of thoughtful upgrades .

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19545 E Domingo Road Queen Creek, AZ 85142

$883,995

4 Beds

3 Baths

2,180 SqFt

Status Active

MLS # 6729005

Property Type Single Family Residence

Price Type --

MUST SEE! This beautiful home is located on a corner lot in the community of West Park Estates. Inside you will find; 4 oversized bedrooms, 3 full bathrooms, an oversized chef's kitchen and a spacious layout boasting with 10' ceilings! Front yard landscape is included as well as paver walkway/driveways. The backyard is a clean slate for the buyer to install a pool or whatever they choose

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