Whether You Rent or Buy, Either Way You’re Paying a Mortgage!

There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s.

As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical Steps to Getting Rich”:

“While renting on a temporary basis isn’t terrible, you should most certainly own the roof over your head if you’re serious about your finances. It won’t make you rich overnight, but by renting, you’re paying someone else’s mortgage. In effect, you’re making someone else rich.”

Christina Boyle, Senior Vice President and head of the Single-Family Sales & Relationship Management organization at Freddie Mac, explains another benefit of securing a mortgage as opposed to paying rent:

“With a 30-year fixed rate mortgage, you’ll have the certainty & stability of knowing what your mortgage payment will be for the next 30 years – unlike rents which will continue to rise over the next three decades.”

As an owner, your mortgage payment is a form of ‘forced savings’ which allows you to build equity in your home that you can tap into later in life. As a renter, you guarantee the landlord is the person building that equity.

Interest rates are still at historic lows, making it one of the best times to secure a mortgage and make a move into your dream home. Freddie Mac’s latest report shows that rates across the country were at 4.22% last week.

Bottom Line

Whether you are looking for a primary residence for the first time or are considering a vacation home on the shore, now may be the time to buy. Give me a call to get started – J.P. Cook – 602-320-4253.

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20704 N 90th Place Unit 1067 Scottsdale, AZ 85255

Open House

$885,000

2 Beds

2 Baths

1,771 SqFt

Status Active

MLS # 6699568

Property Type Townhouse

Price Type --

Come see this quiet and gorgeous Single-Story End Unit Townhome today!! As you enter, notice the beautiful beams in the great room as well as hardwood flooring and a cozy fireplace. The chef's kitchen features new quartz counter tops, new KitchenAid SS appliances, quartz back splash and a center island. The roomy master has its own walk-in closet and spa like ensuite boasting double sinks, walk-in shower and luxurious tub, perfect for relaxing after a hard day at work. This townhome has a second bedroom for your guests and a den for your home office. You can enjoy endless blue skies and lush desert scenery from your back patio. The community pool is located across the street and you are a short walk to the famous Market Street with a variety of restaurants, shops and a grocery store. This townhome is located in the heart of DC Ranch which has many community amenities including 2 community centers, a fitness center, a large heated pool and spa, basketball courts, tennis courts, pickleball courts, playgrounds, walking and biking trails. With picturesque views of the McDowell Mountains and convenient proximity to hiking trails and outdoor recreation, this is the epitome of resort-style living. Don't miss this opportunity to experience luxury living at its finest in the Courtyards at DC Ranch.

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7180 W Tombstone Trail Peoria, AZ 85383

$884,999

5 Beds

3.5 Baths

3,901 SqFt

Status Active

MLS # 6757337

Property Type Single Family Residence

Price Type --

Welcome to the highly desirable community of Aloravita! Situated on a north/south facing corner lot, this beautiful two story plan will appeal to you the moment you drive up. Walk in to large vaulted ceilings and an abundance of natural light, differentiating this home from the majority you'll see on the market. The wide open floor plan is ideal for many buyers who are searching for a home with the perfect functionality. The kitchen boasts a large island with beautiful cabinetry, quartz countertops & SS appliances. Large bedrooms, a wonderful office, a huge loft area that doubles as a second living room & ample storage space make this a home that truly has it all.The beautiful backyard will require little maintenance too,with the turfed yard & all plants on a drip system. See this TODAY!

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28001 N 92nd Avenue Peoria, AZ 85383

$884,900

4 Beds

3.5 Baths

2,928 SqFt

Status Active

MLS # 6757348

Property Type Single Family Residence

Price Type --

Amazing 4 Bedroom 3.5 Bath home with sparkling pool located in the gated community of WestWing Mountain! From the moment you step inside, you'll feel at home. Starting w/low-maintenance landscaping, stone-accented façade, 3-car garage, and a pavered driveway. Inside, a dramatic hallway entry leads to an open den/office connected to a butler's pantry, while custom ceilings, plantation shutters, and a chic grey palette elevate the overall aesthetic. The kitchen is a chef's dream, featuring rich wood cabinetry w/crown trim, stainless steel appliances, granite countertops, a stylish tile backsplash, a walk-in pantry & a custom island w/breakfast bar and farmhouse sink. The kitchen seamlessly opens to the spacious living room, creating a bright & open layout that's perfect for everyday living The spacious main bedroom boasts a lavish en suite bathroom with dual sinks, a soaking tub, glass shower, and a walk-in closet. The main bedroom features a cozy built-in stacked stone fireplace with a TV mounted above, creating the perfect spot for relaxing in style. Step into your backyard oasis! Enjoy the sparkling pool with a relaxing waterfall, a covered patio, pavers, and sunbathing areas. The built-in BBQ and bar area make this space ideal for hosting unforgettable gatherings. Best of all, there are no neighbors behind you, providing peace, privacy, and breathtaking mountain views. This home truly offers the perfect combination of luxury and tranquility. Come meet your new dream home today!

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15007 N Cameo Drive Sun City, AZ 85351

$884,500

4 Beds

4 Baths

4,031 SqFt

Status Active

MLS # 6764151

Property Type Single Family Residence

Price Type --

THE CASTLE OF YOUR DREAMS CAN BECOME YOUR REALITY! This Castle sits on the 18th fairway of Palmbrook Golf Course. The main floor consists of a Billiard/Family room which leads into the large Living room that has a see-through fireplace to the Formal Dining room. Magnificent high ceilings, 2 Primary suites with large closets, jacuzzi tub & beautiful tiled showers. There is an Office/bedroom with its own bath. Wet bar with lots of room for all your favorites to the Kitchen and breakfast area. Paradise can be found in your fabulous backyard with large covered patio w/ wood burning stone fireplace. Heated pool w/ electric cover. Upstairs 2 bedrooms with Murphy beds, kitchenette and full bath. Wonderful walk-out patio w/views of mountains & golf course. 2 car garage w/golf cart area. Roller shields on all the windows and sliding glass doors. This is a magical 4 bedroom, 4 bath Castle that can be yours.

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61 W Secretariat Drive Tempe, AZ 85284

$884,000

4 Beds

3 Baths

2,242 SqFt

Status Active Under Contract

MLS # 6767247

Property Type Single Family Residence

Price Type --

ACTIVELY TAKING BACKUPS! Discover the perfect blend of privacy and convenience in this meticulously maintained NO-HOA home. Nestled on a spacious CORNER LOT—over 16,000 square feet!—in a quiet, sought-after neighborhood, this property offers an oversized yard with new semi-arid landscaping, fruit-bearing citrus trees, and a PebbleTec pool and spa, perfect for outdoor entertaining. All major updates are complete, including NEW A/C, roof, interior and exterior paint, and irrigation—making this home TURN-KEY. Inside, you'll find a split 4-bed, 3-bath floor plan equipped with upgraded Bosch appliances, Anderson dual-pane windows, plantation shutters, and Nest thermostats for comfort and style. Additional highlights include a PAID IN FULL solar systemfor added efficiency, RV gates, and a prime location near torated schools,ASU Gateway, Intel and convenient freeway access. This home combines a peaceful retreat with excellent connectivity to everything the Valley has to offer Check Documents tab for a full list of thoughtful upgrades .

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19545 E Domingo Road Queen Creek, AZ 85142

$883,995

4 Beds

3 Baths

2,180 SqFt

Status Active

MLS # 6729005

Property Type Single Family Residence

Price Type --

MUST SEE! This beautiful home is located on a corner lot in the community of West Park Estates. Inside you will find; 4 oversized bedrooms, 3 full bathrooms, an oversized chef's kitchen and a spacious layout boasting with 10' ceilings! Front yard landscape is included as well as paver walkway/driveways. The backyard is a clean slate for the buyer to install a pool or whatever they choose

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19571 E Domingo Road Queen Creek, AZ 85142

$883,995

3 Beds

2.5 Baths

2,580 SqFt

Status Active

MLS # 6730574

Property Type Single Family Residence

Price Type --

Discover the Hanson, a thoughtful ranch plan with three generous bedrooms—including a lavish owner's suite with a private bath—and an open, airy layout for entertaining. Highlights include a quiet study, an expansive great room and an impressive kitchen with a walk-in pantry, center island and optional gourmet features. You'll also appreciate a large covered patio, a 2-car garage with a third tandem space and a convenient RV garage. RV garage is 43' and ready to accommodate all of your toys. Paver walkway, driveway included as well as a double gate!

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20971 E Starflower Drive Queen Creek, AZ 85142

$882,390

3 Beds

3.5 Baths

3,550 SqFt

Status Active

MLS # 6768214

Property Type Single Family Residence

Price Type --

Wonderful Corner Lot property, with North South Exposure. 3 Car Garage. Awesome Great Room with HUGE island.

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19360 N 73rd Street Scottsdale, AZ 85255

$880,000

2 Beds

2.5 Baths

1,570 SqFt

Status Active

MLS # 6772652

Property Type Apartment

Price Type --

Belgravia Group presents Atavia, a private gated community featuring a collection of 88 luxury condominiums coming soon to North Scottsdale. Atavia blends the breathability of single-family living, featuring private entries and attached two-car garages, with the carefree convenience of condominium ownership. Designed by award-winning international architecture firm KTGY, Atavia redefines modern luxury living and includes a clubhouse inspired by Frank Lloyd Wright's iconic Taliesin West. Atavia is perfectly situated at the Loop 101 and Scottsdale Road and within the One Scottsdale masterplan development. Each exceptional home features a spacious outdoor terrace, Italian kitchen cabinetry, Sub-Zero and Wolf appliances, 1 ¼'' quartz counters, and wood floors throughout main living areas.

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1501 N Miller Road Unit 1012 Scottsdale, AZ 85257

$880,000

3 Beds

2.5 Baths

2,080 SqFt

Status Active Under Contract

MLS # 6773662

Property Type Townhouse

Price Type --

NEW HOMES DELIVERING NOW. Primely located END UNIT with incredible roof deck views. Vistas is a boutique Enclave of only 16 private, luxury homes in the Heart of Scottsdale. Open spaces, clean lines & abundant glass create a design experience to merge the indoors and outdoors. Vistas of Scottsdale are curated with a discerning eye using warm, organic tones and natural textures focusing on the personal nature of the home as a retreat. Sweeping Mountain Vistas are captured from the 580sf roof terrace and unique floating overlook to rival a hotel/restaurant environment. The 30ft wide main living area provides unparalleled openness and light. The builder's vision from the inception was to focus on incorporating premium materials to create an innovative Scottsdale lifestyle.

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2301 E Osborn Road Phoenix, AZ 85016

$880,000

4 Beds

2 Baths

2,220 SqFt

Status Active

MLS # 6780416

Property Type Single Family Residence

Price Type --

This property was meticulously renovated in 2022, this 4 bedroom 2 bath home offers 2,200 sq ft of luxurious living in the highly sought after Chestly Park neighborhood. The home features new cabinets and flooring, elegant marble slab counters and wide wood plank flooring, ensuring every single detail has been thoughtfully chosen for both style and comfort! Gourmet kitchen includes a farm sink, butlers pantry with marble counters, wine refrigerator and an additional oven. The backyard is a retreat featuring an outdoor kitchen and covered living space and beautiful pool and spa! Not a detail missed, this home is perfect for entertaining and living with modern finishes and located in the heart of it all!

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5655 W Karla Court Pine, AZ 85544

$880,000

3 Beds

2 Baths

2,908 SqFt

Status Active

MLS # 6771379

Property Type Single Family Residence

Price Type --

An amazing property with 1.4 acres of beautiful Ponderosa Pines featuring a 2,236 sq. ft. 3BR, 2BA, upgraded, customer home with attached garage. There is also a separate guest house (approx. 672 sq. ft.) built in 2006. Lovely home in the tall pines. Surrounded by forest and at the end of a quiet cul-de-sac. Guest house is far enough away to feel private, and large enough to host a couple of guests.

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