Whether You Rent or Buy, Either Way You’re Paying a Mortgage!

There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s.

As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical Steps to Getting Rich”:

“While renting on a temporary basis isn’t terrible, you should most certainly own the roof over your head if you’re serious about your finances. It won’t make you rich overnight, but by renting, you’re paying someone else’s mortgage. In effect, you’re making someone else rich.”

Christina Boyle, Senior Vice President and head of the Single-Family Sales & Relationship Management organization at Freddie Mac, explains another benefit of securing a mortgage as opposed to paying rent:

“With a 30-year fixed rate mortgage, you’ll have the certainty & stability of knowing what your mortgage payment will be for the next 30 years – unlike rents which will continue to rise over the next three decades.”

As an owner, your mortgage payment is a form of ‘forced savings’ which allows you to build equity in your home that you can tap into later in life. As a renter, you guarantee the landlord is the person building that equity.

Interest rates are still at historic lows, making it one of the best times to secure a mortgage and make a move into your dream home. Freddie Mac’s latest report shows that rates across the country were at 4.22% last week.

Bottom Line

Whether you are looking for a primary residence for the first time or are considering a vacation home on the shore, now may be the time to buy. Give me a call to get started – J.P. Cook – 602-320-4253.

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15717 W Linksview Drive Surprise, AZ 85374

$799,950

3 Beds

3 Baths

2,779 SqFt

Status Active

MLS # 6701833

Property Type Single Family Residence

Price Type --

Do you need room with a view? How about this 3bed/3bath/3 car garage on the 13th T-Box of Granite Falls South * A Handsome Mesquite Model at 2779sf * This is a split bedroom floor plan affording comfort & privacy to the owners and their guests * Granite Countertops in Kitchen w/Island * Featuring recent updating of 2-HVAC systems * Water Softener * Water Heater * SS Refrigerator French Door w/water & ice dispenser * New Carpeting & attractive neutral tile * Irrigation Updated * other important features are Gas Cook Top * Plantation Shutters throughout * Gas Fireplace in Media Wall * SE facing backyard * All Furniture & BBQ are available * The only thing missing is YOU!

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2022 W Steed Ridge Phoenix, AZ 85085

$799,950

4 Beds

3 Baths

2,689 SqFt

Status Active

MLS # 6760078

Property Type Single Family Residence

Price Type --

Stunning, upgraded home in the highly sought after master planned community of Fireside at Norterra! Step inside to on-trend tile floors, neutral color palette, recessed lighting, and a spacious great room perfect for entertaining. The gourmet kitchen features rich wood cabinetry, stainless steel appliances, wall ovens, granite counters, tile backsplash, pantry and large center island. Retreat to the main suite complete with dual vanities, make-up station, and a large walk-in closet. There's also a versatile den, perfect for a home office. The serene backyard is an oasis with a covered patio, pergola with remote electric shades, and firepit. Just steps away from hiking and biking trails. Enjoy access to community amenities like state of the art gym, pools, spa, tennis, parks and more!

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708 W Tanya Road Phoenix, AZ 85086

$799,900

3 Beds

2.5 Baths

2,404 SqFt

Status Active

MLS # 6775563

Property Type Single Family Residence

Price Type --

MOUNTAIN VIEWS! This gorgeous home reveals a thoughtfully designed 3 beds, 2.5 baths, & a 2-car garage. Inside, you'll find vaulted ceilings, complemented w/wood-look flooring, stylish light fixtures, ceiling fans, & neutral palette that creates an inviting ambiance. Impressive open floor plan, complete w/a wall-mounted fireplace, enhances space & flow, perfect for entertaining. Well-appointed kitchen boasts abundant cabinets & cupboards topped w/crown molding, SS appliances, a prep island w/a breakfast bar, quartz counters, & a walk-in pantry. Serene main retreat offers plush carpet, a cozy fireplace, & a trending barn door to the ensuite comprised of dual sinks, jetted tub, & a large walk-in closet. For added versatility, this gem includes a flexible den/office & a spacious bonus room! Massive backyard w/a covered patio has tons of room for a pool & your landscape ideas. Look no further! Make it yours now!

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1730 Bella Vista Loop Williams, AZ 86046

$799,900

4 Beds

2.5 Baths

2,251 SqFt

Status Active Under Contract

MLS # 6783796

Property Type Single Family Residence

Price Type --

UNDERCONTRACT BEFORE LISTED ON MLS.

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2745 N 217th Avenue Buckeye, AZ 85396

$799,900

4 Beds

3.5 Baths

2,639 SqFt

Status Active

MLS # 6755214

Property Type Single Family Residence

Price Type --

Ready NOW!! Brand New Never Lived In! Discover The Juniper Floor Plan: a stunning single-story home designed for luxury and comfort. This expansive 2,639 square-foot residence features 4 bedrooms, 3.5 bathrooms, and a 2-car garage, along with versatile flex rooms to fit your needs. Exceptional Features: 12 FT Multi-Slide Door in Great Room: Effortlessly blend indoor and outdoor living, ideal for entertaining guests or enjoying serene mountain views. Spectacular Mountain Views: Enjoy breathtaking vistas from your home, with direct access to the scenic backdrop of the mountains. Desirable Corner Homesite: Positioned on a prime corner lot, offering enhanced privacy and ample outdoor space. Entertainment-Ready Layout: Designed with an open, spacious floor plan perfect for hosting

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2009 Bella Vista Loop Williams, AZ 86046

$799,900

4 Beds

2.5 Baths

2,251 SqFt

Status Active

MLS # 6669041

Property Type Single Family Residence

Price Type --

New luxury homes on 5-12 Acres. SELLER OFFERING TO BUY DOWN INTEREST RATES. Bring your rustic side to this modern ranch-style, 4 bedroom retreat set on Coconino acreage. The ''Canyon View'' base model features a spacious 2251 sq ft floorplan with split bedrooms divided by the kitchen/living area. The open living room & kitchen has a large waterfall island, tile backsplash & a walk-in pantry. Features also include dual paned windows, an extended length 3-car garage & large covered back patio. Red Lake Mountain Ranch is a gated paradise placed between Williams and the Grand Canyon National Park. Subdivision covers 320AC, 54 unique home sites 5 - 12 acres, each with distinctive terrain and panoramic views. 5000 Gallon Cistern. Owner/Agent Listing. Legal Desc. to be confirmed by title.

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2533 E Russell Street Mesa, AZ 85213

$799,900

4 Beds

3 Baths

2,462 SqFt

Status Active

MLS # 6782135

Property Type Single Family Residence

Price Type --

Quick Closing Move In Ready with Huge Builder Incentives!! Gorgeous Turnkey Move In Ready Home on the Model row with view fencing and nobody directly behind you! 15Ft Wall of Glass at the great room. Huge kitchen island with beautiful white quartz countertops along with upgrades cabinets plus a stainless steel cooktop package. Amazing butler's pantry to the laundry room and then the garage. Storage dreams! This floor plan features 3 bedrooms plus a Den or use it as a 4th bedroom, 3 full bathrooms and a 3-car garage on a special lot!! Finished and completed this home shows final price after all the options/upgrades. Furniture Does not convey and is used for staging purposes.

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1501 N Miller Road Unit 1011 Scottsdale, AZ 85257

$799,900

3 Beds

2.5 Baths

2,080 SqFt

Status Active Under Contract

MLS # 6732406

Property Type Townhouse

Price Type --

COMPLETED NEW HOMES NOW FROM $799900. The Magic of Vistas of Scottsdale. A boutique Enclave of only 16 private, luxury homes in the Heart of Scottsdale - Location is Everything. Open spaces, clean lines & abundant glass create a design experience to merge the indoors and outdoors. Vistas of Scottsdale are curated with a discerning eye using warm, organic tones and natural textures focusing on the personal nature of the home as a retreat. Sweeping Mountain Vistas are captured from the 580sf roof terrace and unique floating overlook to rival a hotel/restaurant environment. The 30ft wide main living area provides unparalleled openness and light. The builder's vision from the inception was to focus on incorporating premium materials to create an innovative Scottsdale lifestyle.

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6348 W Hill Lane Glendale, AZ 85310

$799,900

5 Beds

3 Baths

2,807 SqFt

Status Active

MLS # 6774742

Property Type Single Family Residence

Price Type --

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15802 N 71st Street Unit 604 Scottsdale, AZ 85254

$799,900

2 Beds

2 Baths

1,466 SqFt

Status Active

MLS # 6749936

Property Type Apartment

Price Type --

The Landmark features Resort style living at its finest with excellent amenities & an unbeatable location. Walk to some of Arizona's best dining & shopping options at Kierland & Scottsdale Quarter from this fantastic. Featuring an open great room floor plan, granite countertops, wood flooring and new carpet. This two bedroom two bath split plan unit is turnkey ready. Community features include 24-hour guard gated entrance, concierge, porter, luxurious clubhouse, conference room, heated pool & spa, BBQ area, pizza oven, two fitness centers with steam room & locker rooms. With its spacious 1446 square feet of open living space, high-quality finishes, generous-sized bedrooms with walk-in closets, and ensuite spa-like bathrooms this unit perfectly balances space and style.

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26715 N 19th Drive Phoenix, AZ 85085

$799,900

4 Beds

3 Baths

3,265 SqFt

Status Active

MLS # 6755777

Property Type Single Family Residence

Price Type --

Located just minutes from the vibrant shops at Norterra, Happy Valley Towne Center, and Sonoran Desert Village, this home offers the perfect blend of comfort, convenience, and luxury. This stunning 4-bedroom, 3-bath home nestled in the highly sought-after 85085 area. From the moment you step inside, you'll be captivated by its spacious design, featuring a split floorplan, a cozy den, and both formal living and dining rooms. The heart of the home is the expansive great room, complete with granite counters, a gas range, and custom cherry wood cabinets. Enjoy the luxury of custom wood shutters and ceiling fans throughout. Recent upgrades include a water heater (2021, $2,000), dishwasher (2023, $700), stove (2024, $1,200), new flooring upon move-in ($25,000), and a brand new Trane AC system installed this week (2024, $24,000). Step outside to your private backyard oasis, perfect for entertaining or relaxing year-round. Take a dip in the heated Pebble Tech pool with a soothing waterfall feature, unwind in the spa, or gather around the outdoor fireplace. Fire up the built-in gas BBQ under the entertainment-sized covered patio, surrounded by lush, custom landscaping in both the front and back yards.

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4142 E Zion Place Chandler, AZ 85249

$799,900

3 Beds

2.5 Baths

2,425 SqFt

Status Active

MLS # 6757318

Property Type Single Family Residence

Price Type --

Your DREAM home is here! This gorgeous home includes 3bed/2.5baths with an office. Its charm starts with a manicured landscape & a paver driveway. Home exudes elegance with designer paint, modern light fixtures, tons of natural light, and neutral & wood-look tile flooring t/out. You'll love the large living room with multi-sliding doors to the back! The gourmet kitchen boasts granite counters, ample white cabinetry, a walk-in pantry, a huge island, and SS appliances w/cooktop gas & wall ovens. Main bedroom has outdoor access and an ensuite that offers dual sinks & a walk-in closet w/laundry access. Discover the spacious backyard oasis on an Oversized Lot with a covered patio, built-in BBQ under the Pergola, & a sparkling pool for year-round enjoyment.

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